Quick Answer
Yes, Medicare covers mental health services, including therapy, counseling, and inpatient psychiatric care. Medicare Part B covers outpatient services, while Part A covers inpatient care. Additional costs depend on your plan.
Coverage Comparison by Plan Type
| Plan Type | Coverage | Notes |
|---|---|---|
| Original Medicare | Covered | Covered when medically necessary |
| Medicare Advantage | Some Plans | Coverage varies by plan and ZIP code |
| Medigap | Not Covered | Only supplements Original Medicare benefits |
| Medicare Part D | May Cover Related Rx | May cover related prescriptions |
Understanding Your Coverage Options
Original Medicare (Part a & B)
Original Medicare (Part A & B) provides coverage for this service when medically necessary. Standard cost-sharing (deductibles and coinsurance) may apply.
Medicare Advantage (Part C)
Some Medicare Advantage (Part C) plans may offer coverage for this service. Coverage varies by plan, so it's important to review your plan's Evidence of Coverage or speak with a licensed agent.
Medicare Supplement (Medigap)
Some Medicare Supplement (Medigap) plans may offer coverage for this service. Coverage varies by plan, so it's important to review your plan's Evidence of Coverage or speak with a licensed agent.
✦ Frequently Asked Questions
David Haass
AuthorDavid Haass is a licensed Medicare expert who has been helping beneficiaries navigate their Medicare options for over a decade.
Ashlee Zareczny
ReviewerAshlee Zareczny is a licensed Medicare agent dedicated to helping those eligible for Medicare find the best coverage options.