Quick Answer
As we age, our vision tends to deteriorate. By age 65, close to 75% of all people require some kind of vision correction. However, Original Medicare typically does not cover eye exams or glasses.
Coverage Comparison by Plan Type
| Plan Type | Coverage | Notes |
|---|---|---|
| Original Medicare | Not Covered | Does not cover this service directly |
| Medicare Advantage | Some Plans | Coverage varies by plan and ZIP code |
| Medigap | Not Covered | Only supplements Original Medicare benefits |
| Medicare Part D | May Cover Related Rx | May cover related prescriptions |
Understanding Your Coverage Options
Original Medicare (Part a & B)
There are few circumstances where Original Medicare will cover glasses, contact lenses, or eye exams. However, do not count on Original Medicare for ordinary vision coverage.
Medicare Advantage (Part C)
Some Medicare Advantage (Part C) plans may offer coverage for this service. Coverage varies by plan, so it's important to review your plan's Evidence of Coverage or speak with a licensed agent.
Medicare Supplement (Medigap)
Medicare Supplement plans do not offer coverage for glasses or eye exams. Medicare Supplement plans only provide coverage for the remaining balance after Original Medicare pays its share. Because Original Medicare does not cover these services, neither do Medicare Supplement plans.
If you enroll in a Medicare Supplement plan, you are not out of coverage options when it comes to glasses and eye exams. Stand-alone vision plans available that offer coverage for glasses, eye exams, and more may be available in your area. Stand-alone plans may also offer coverage for additional services like hearing aids and dental care.
✦ Frequently Asked Questions
David Haass
AuthorDavid Haass is a licensed Medicare expert who has been helping beneficiaries navigate their Medicare options for over a decade.
Ashlee Zareczny
ReviewerAshlee Zareczny is a licensed Medicare agent dedicated to helping those eligible for Medicare find the best coverage options.