Quick Answer
Yes. Medicare Part B covers telehealth services - including office visits, mental health therapy, and preventive screenings. Through December 31, 2027, you can receive covered telehealth from your home or anywhere in the U.S. You pay 20% of the Medicare-approved amount after the Part B deductible, the same as an in-person visit.
Coverage Comparison by Plan Type
| Plan Type | Coverage | Notes |
|---|---|---|
| Original Medicare (Part A & B) | Covered | Part B covers eligible telehealth services through Dec. 31, 2027; you pay 20% after the deductible |
| Medicare Advantage (Part C) | Covered + Extras | Often $0 copay; many plans add remote monitoring and expanded virtual benefits |
| Medicare Supplement (Medigap) | Helps with Cost-Sharing | Pays your Part B 20% coinsurance for any telehealth visit Original Medicare covers |
| Medicare Part D | Not Applicable | Telehealth is a service, not a drug; prescriptions ordered via telehealth still run through Part D |
Understanding Your Coverage Options
Original Medicare (Part a & B)
Medicare Part B covers a wide range of telehealth services, including office visits, mental health therapy, preventive screenings, chronic care management, and more. Through December 31, 2027, you can receive these visits from your home or any location in the U.S. under the flexibilities extended by the Consolidated Appropriations Act, 2026.
After you meet the Part B deductible, you pay 20% of the Medicare-approved amount - the same cost-sharing as an in-person visit. Mental health and behavioral health telehealth from home is permanently covered with no geographic restrictions.
Medicare Advantage (Part C)
Most Medicare Advantage plans cover telehealth, often with $0 or reduced copays. Many plans go beyond Original Medicare by adding benefits such as remote patient monitoring, virtual urgent care, and expanded behavioral health visits. Check your plan's Evidence of Coverage or call your plan to confirm your specific telehealth benefits.
Medicare Supplement (Medigap)
A Medigap plan does not add new telehealth services, but it pays your share of the cost for any telehealth visit that Original Medicare covers. For example, Plan G covers the Part B 20% coinsurance, so your out-of-pocket cost for a covered telehealth visit after the deductible is $0.
✦ Frequently Asked Questions
David Haass
AuthorDavid Haass is the Chief Technology Officer and Co-Founder of Elite Insurance Partners and MedicareFAQ.com. He is a member and regular contributor to Forbes Finance Council.
Ashlee Zareczny
ReviewerAshlee Zareczny is a licensed Medicare agent in all 50 states dedicated to educating those eligible for Medicare. She trains agents on CMS compliance guidelines.