Aetna Medicare Supplement
Medicare Supplement Plans - 2026 Rates, Reviews & Coverage
About Aetna
Aetna is one of the oldest and most established health insurance companies in the United States, founded in 1853. Now a subsidiary of CVS Health, Aetna offers Medicare Supplement plans in approximately 44 states (primarily through its Accendo subsidiary) and is known for its financial strength, brand recognition, and competitive pricing. Aetna's Medigap plans are available through independent agents and are particularly popular for Plan G. Their long history and CVS Health backing make them a reliable choice.
Available Medigap Plans
All Medigap plans are standardized by federal law - a Plan G from Aetna offers identical benefits to a Plan G from any other carrier. The only difference is the premium.
Plan C and Plan F are not available to anyone who became eligible for Medicare on or after January 1, 2020.
Strengths
- One of the oldest insurers in the U.S. (founded 1853)
- Subsidiary of CVS Health - exceptional financial strength
- Available in 44 states (via Aetna and Accendo subsidiaries)
- Competitive pricing for Plan G and Plan N
- A (Excellent) AM Best rating
- 14% household discount available (through Accendo)
Considerations
- Has been reducing state availability in recent years
- Medigap sold through Accendo subsidiary in most states
- Pricing can vary significantly by state
- Some states have seen above-average rate increases
Best For
Enrollees who want a financially strong, nationally recognized carrier with competitive Plan G pricing.
Not Ideal For
Enrollees in states where Aetna/Accendo has exited or had higher-than-average rate increases.
Pricing Overview
Aetna offers competitive mid-range pricing in most states, with some variation by region.
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