UnitedHealthcare Medicare Supplement
Medicare Supplement Plans - 2026 Rates, Reviews & Coverage
About UnitedHealthcare
UnitedHealthcare is the largest health insurer in the United States and one of the most recognized names in Medicare. Their Medicare Supplement plans are underwritten by AARP and marketed through the AARP Medicare Supplement Insurance Program. UnitedHealthcare's Medigap plans are available in all 50 states and are known for their brand recognition, member benefits, and broad availability. AARP membership (available to anyone 50+) is required to enroll.
Available Medigap Plans
All Medigap plans are standardized by federal law - a Plan G from UnitedHealthcare offers identical benefits to a Plan G from any other carrier. The only difference is the premium.
Plan C and Plan F are not available to anyone who became eligible for Medicare on or after January 1, 2020.
Strengths
- Largest health insurer in the U.S. - exceptional financial strength
- Available in all 50 states
- AARP brand recognition and member benefits
- Household discount available
- Additional member benefits (fitness, vision discounts)
- A+ (Superior) AM Best rating
Considerations
- Typically higher premiums than many competitors
- AARP membership required ($15–$20/year)
- Rate increases have been above average in some states
- Not always the best value for budget-conscious enrollees
Best For
Enrollees who value brand recognition, broad availability, and AARP member benefits, and who are less price-sensitive.
Not Ideal For
Budget-conscious enrollees - UnitedHealthcare typically charges a premium for its brand name.
Pricing Overview
UnitedHealthcare is typically among the higher-priced carriers. The AARP brand and member benefits command a premium.
Compare Other Top Medigap Carriers
Compare UnitedHealthcare Rates
Our licensed Medicare agents compare UnitedHealthcare rates against other top carriers at no cost to you. Get your personalized quote in minutes.