MedicareFAQ
Coverage Q&A

Does Medicare Cover Speech Therapy

Medicare will cover speech therapy services if you meet specific requirements set by the Center for Medicare and Medicaid Services (CMS). Medicare speech therapy benefits are only available when it is

Updated November 15, 202411 min read
David Haass

Written By

David Haass

Author

Ashlee Zareczny

Reviewed By

Ashlee Zareczny

Reviewer

Quick Answer

Original Medicare: CoveredMedicare Advantage: Not CoveredMedigap: Not Covered

Medicare will cover speech therapy services if you meet specific requirements set by the Center for Medicare and Medicaid Services (CMS). Medicare speech therapy benefits are only available when it is medically necessary. However, it’s essential to understand which types of Medicare coverage offer s

Coverage Comparison by Plan Type

Plan TypeCoverageNotes
Original MedicareCoveredCovered when medically necessary
Medicare AdvantageNot CoveredCheck plan's Evidence of Coverage
MedigapNot CoveredOnly supplements Original Medicare benefits
Medicare Part DMay Cover Related RxMay cover related prescriptions

Understanding Your Coverage Options

Original Medicare (Part a & B)

Not Covered

Original Medicare (Part A & B) does not directly cover this service. However, related medical services may be covered under certain circumstances.

Medicare Advantage (Part C)

Not Covered

Remember, Original Medicare benefits come from a federal government-run program, whereas private carriers provide Medigap and Medicare Advantage coverage.

Medicare Supplement (Medigap)

Covered

If you require rehab for a related issue, Medicare Part A can also help. Furthermore, Medicare Advantage may also provide benefits, but these can vary from plan to plan and carrier to carrier.

Remember, Original Medicare benefits come from a federal government-run program, whereas private carriers provide Medigap and Medicare Advantage coverage.

Frequently Asked Questions

DH

David Haass

Author

David Haass is a licensed Medicare expert who has been helping beneficiaries navigate their Medicare options for over a decade.

AZ

Ashlee Zareczny

Reviewer

Ashlee Zareczny is a licensed Medicare agent dedicated to helping those eligible for Medicare find the best coverage options.

Need Help Understanding Your Coverage?

Our licensed agents can help you find the right Medicare plan that covers speech therapy and more.