Medigap Plans by State
Medicare Supplement rules, top carriers, and premiums vary by state. Find detailed state-specific guidance, carrier rankings, and Plan G vs Plan N comparisons for all 50 states.
State Rule Legend
States with Special Medigap Rules
These states have birthday rules, anniversary rules, guaranteed issue protections, or unique plan structures that give enrollees additional flexibility.
California
Birthday RuleConnecticut
Guaranteed IssueDelaware
Birthday RuleIdaho
Birthday RuleKentucky
Birthday RuleLouisiana
Birthday RuleMaine
Guaranteed IssueMaryland
Birthday RuleMassachusetts
State-Specific PlansMinnesota
State-Specific PlansMissouri
Anniversary RuleNew York
Guaranteed IssueOregon
Birthday RuleVermont
Guaranteed IssueVirginia
Birthday RuleWashington
Year-Round SwitchingWisconsin
State-Specific PlansStates with Federal Medigap Standardization
These states follow the federal lettered plan structure (Plans A through N). Benefits are identical across carriers - only premiums differ.
Alabama
Full carrier rankings and premium guide
Alaska
Full carrier rankings and premium guide
Arizona
Full carrier rankings and premium guide
Arkansas
Full carrier rankings and premium guide
Colorado
Full carrier rankings and premium guide
Florida
Full carrier rankings and premium guide
Georgia
Full carrier rankings and premium guide
Hawaii
Full carrier rankings and premium guide
Illinois
Full carrier rankings and premium guide
Indiana
Full carrier rankings and premium guide
Iowa
Full carrier rankings and premium guide
Kansas
Full carrier rankings and premium guide
Michigan
Full carrier rankings and premium guide
Mississippi
Full carrier rankings and premium guide
Montana
Full carrier rankings and premium guide
Nebraska
Full carrier rankings and premium guide
Nevada
Full carrier rankings and premium guide
New Hampshire
Full carrier rankings and premium guide
New Jersey
Full carrier rankings and premium guide
New Mexico
Full carrier rankings and premium guide
North Carolina
Full carrier rankings and premium guide
North Dakota
Full carrier rankings and premium guide
Ohio
Full carrier rankings and premium guide
Oklahoma
Full carrier rankings and premium guide
Pennsylvania
Full carrier rankings and premium guide
Rhode Island
Full carrier rankings and premium guide
South Carolina
Full carrier rankings and premium guide
South Dakota
Full carrier rankings and premium guide
Tennessee
Full carrier rankings and premium guide
Texas
Full carrier rankings and premium guide
Utah
Full carrier rankings and premium guide
West Virginia
Full carrier rankings and premium guide
Wyoming
Full carrier rankings and premium guide
Not Sure Which Plan is Right for Your State?
Our licensed Medicare agents can compare Medigap plans and rates in your specific state at no cost to you.