National General Insurance (Discontinued)
Medicare Supplement Plans - 2026 Rates, Reviews & Coverage
About National General
IMPORTANT: National General (Allstate) is withdrawing from the Medicare Supplement market and is no longer accepting new enrollees as of 2026. This exit affects approximately 44,000 existing Medigap policyholders nationwide. Plans were underwritten by American Heritage Life Insurance Company (AM Best: A (Excellent), downgraded from A+ in May 2025) and National Health Insurance Company (AM Best: A (Excellent), affirmed August 2025). Existing policyholders will maintain their guaranteed-renewable coverage as long as premiums are paid, but may face higher-than-usual premium increases due to a shrinking risk pool. If you currently have a National General Medigap policy, you likely qualify for Guaranteed Issue rights, allowing you to switch to another carrier without medical underwriting.
Available Medigap Plans
All Medigap plans are standardized by federal law - a Plan G from National General offers identical benefits to a Plan G from any other carrier. The only difference is the premium.
Plan C and Plan F are not available to anyone who became eligible for Medicare on or after January 1, 2020.
Strengths
- Existing policyholders retain guaranteed-renewable coverage
- Guaranteed Issue rights apply - switch carriers without medical underwriting
- ~44,000 affected policyholders have time to transition
Considerations
- NO LONGER ACCEPTING NEW ENROLLEES as of 2026
- State-by-state withdrawal timeline varies - check your state
- Existing policyholders may face higher premium increases (shrinking risk pool)
- Customer service and claims support may decline as exit progresses
- American Heritage Life AM Best downgraded from A+ to A (Excellent) in May 2025
Best For
This carrier is no longer accepting new enrollees. Existing policyholders should use their Guaranteed Issue rights to switch to an active carrier.
Not Ideal For
Anyone looking for a new Medicare Supplement policy - National General is no longer available.
Pricing Overview
No longer issuing new policies. Existing policyholders should compare rates with active carriers using their Guaranteed Issue rights.
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