GPM Life (Government Personnel Mutual)
Medicare Supplement Plans - 2026 Rates, Reviews & Coverage
About GPM Life
GPM Life (Government Personnel Mutual Life Insurance Company) has been providing insurance products since 1934 and is headquartered in San Antonio, Texas. GPM Life is a mutual company owned by its policyholders. Medicare Supplement plans are sold through its subsidiary GPM Health and Life Insurance Company, available in 23 states primarily in the South and Midwest (including TX, GA, IL, IN, OH, NC, and others). They are known for competitive pricing and stable rates. GPM Life offers 5 Medigap plan letters: A, C, F, G, and N.
Available Medigap Plans
All Medigap plans are standardized by federal law - a Plan G from GPM Life offers identical benefits to a Plan G from any other carrier. The only difference is the premium.
Plan C and Plan F are not available to anyone who became eligible for Medicare on or after January 1, 2020.
Strengths
- Competitive pricing in Southern and Midwestern states
- Stable rate history
- Mutual company - owned by policyholders
- Long history since 1934
- 7% household discount (available in select states)
Considerations
- B++ (Good) AM Best rating - lower than most competitors
- Smaller carrier with less national recognition
- Limited to 23 states (primarily South and Midwest)
- Only 5 plan letters available (A, C, F, G, N)
- Not available in Northeast or West Coast states
Best For
Enrollees in Midwestern and Plains states looking for competitive pricing from a stable regional carrier.
Not Ideal For
Enrollees in coastal states or those who prefer a nationally recognized brand.
Pricing Overview
GPM Life is often among the lower-priced carriers in Midwestern states.
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