Mutual of Omaha Medicare Supplement
Medicare Supplement Plans - 2026 Rates, Reviews & Coverage
About Mutual of Omaha
Mutual of Omaha is one of the most respected names in Medicare Supplement insurance, with a history dating back to 1909. Known for exceptional financial strength (A+ Superior AM Best rating), outstanding customer service, and low complaint rates, Mutual of Omaha is consistently ranked among the best Medigap carriers in the country. They are available in 47 states and offer a generous household discount of up to 12%.
Available Medigap Plans
All Medigap plans are standardized by federal law - a Plan G from Mutual of Omaha offers identical benefits to a Plan G from any other carrier. The only difference is the premium.
Plan C and Plan F are not available to anyone who became eligible for Medicare on or after January 1, 2020.
Strengths
- A+ (Superior) AM Best rating - highest tier
- Low complaint rates and outstanding customer service
- Up to 12% household discount - among the highest in the industry
- High-deductible Plan G option for budget-conscious enrollees
- Long history since 1909
- Covers ~1.3 million beneficiaries nationwide
Considerations
- Not available in MA, MN, or WI
- Base premiums are typically 23–31% higher than lowest-cost carriers
- Recent rate increases have been above average in some markets
Best For
Enrollees who prioritize financial strength, rate stability, and customer service - and want a carrier they can trust for the long term.
Not Ideal For
Enrollees who are solely focused on finding the absolute lowest premium regardless of carrier quality.
Pricing Overview
Mutual of Omaha offers excellent value - competitive pricing combined with superior financial strength and rate stability.
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