Quick Answer
SilverSneakers is a gym membership program that allows free and discounted gym memberships to eligible seniors. This program helps seniors stay active and engaged as they age.
Coverage Comparison by Plan Type
| Plan Type | Coverage | Notes |
|---|---|---|
| Original Medicare | Varies | Coverage depends on specific services |
| Medicare Advantage | Varies | Additional benefits may be available |
| Medigap | Supplements | Helps cover out-of-pocket costs |
Understanding Your Coverage Options
What is SilverSneakers?
SilverSneakers is a fitness program available to Medicare beneficiaries. The program promotes optimal health and can help create bonds within communities.
Group fitness classes, one-on-one lessons, and local gym memberships are just a fraction of the benefits available for SilverSneakers Medicare enrollees. The wellness program is available nationwide and provides members with a network of more than 16,000 fitness centers.
For those who are tech-savvy, the SilverSneakers GO mobile app allows you to receive a digital membership card and workouts on the go.
Does Medicare Cover SilverSneakers?
Medicare does not cover the costs of fitness programs and gym memberships. Thus, Original Medicare does not cover the cost of SilverSneakers.
Medicare Advantage plans can offer additional benefits unavailable through Original Medicare. Often, these plans include some type of gym membership or wellness program.
Medicare Supplement (Medigap) policies do not include coverage for gym memberships. However, some carriers offer these benefits to their enrollees. The availability of these plans also varies by state, so speaking with a licensed agent is the best way to find out if you can enroll in a Medigap policy that includes coverage for a gym membership.
SilverSneakers Program Eligibility
If you are a Medicare beneficiary under age 65, you may qualify for a Medicare Advantage plan with SilverSneakers. There is NO age requirement!
The SilverSneakers program requires the following:
* Medicare-eligible.
✦ Frequently Asked Questions
David Haass
AuthorDavid Haass is the Chief Technology Officer and Co-Founder of Elite Insurance Partners and MedicareFAQ.com.
Ashlee Zareczny
ReviewerAshlee Zareczny is the Director of Operations for MedicareFAQ. As a licensed Medicare agent in all 50 states, she is dedicated to educating those eligible for Medicare.


