Accendo Insurance Company
Medicare Supplement Plans - 2026 Rates, Reviews & Coverage
About Accendo
Accendo Insurance Company, founded in 1955 and headquartered in Salt Lake City, Utah, is a subsidiary of CVS Health (Aetna). Accendo currently offers Medicare Supplement plans in approximately 33 states after exiting 14+ state markets since 2023. They are known for competitive pricing, particularly for Plan G and Plan N, and offer a 14% household discount in select states. As part of the CVS Health family, Accendo benefits from significant financial backing and operational scale.
Available Medigap Plans
All Medigap plans are standardized by federal law - a Plan G from Accendo offers identical benefits to a Plan G from any other carrier. The only difference is the premium.
Not available to new Medicare enrollees after Jan 1, 2020
Plan C and Plan F are not available to anyone who became eligible for Medicare on or after January 1, 2020.
Strengths
- Competitive pricing, especially for Plan G and Plan N
- Backed by CVS Health - strong financial stability
- 14% household discount in select states
- A (Excellent) AM Best rating
- Broad plan selection (9 plan letters)
Considerations
- Has exited 14+ states since 2023 (including CO, GA, IN, IA, NJ, OH, OR, PA)
- Household discount only available in select states (not all 33)
- Customer service primarily through independent agents
Best For
Enrollees looking for competitive Plan G or Plan N pricing with a strong household discount in states where Accendo is still active.
Not Ideal For
Enrollees in states where Accendo has recently exited or who want the broadest state availability.
Pricing Overview
Accendo is consistently among the lower-priced carriers for Plan G and Plan N in most states.
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