Will Medicare Cover Naturopathy?

Medicare does not cover naturopathic medicine, visits to naturopathic doctors (NDs), or alternative medicine treatments. While some services that fall under naturopathy have limited Medicare coverage, they must be performed by specific licensed practitioners, not NDs.

Acupuncture is covered only for chronic lower back pain, and it must be performed by a licensed acupuncturist or physician. Chiropractic services are covered only for manual manipulation to correct a misaligned spine. Nutrition counseling is covered only for diabetes or kidney disease.

Osteopathic medicine (DOs) is fully covered by Medicare because doctors of osteopathic medicine complete the same training as MDs, including medical residencies. Medicare covers visits to a DO the same way it covers visits to an MD.

Medicare Advantage plans must cover at least the same services as Original Medicare. Some plans go further by offering additional alternative medicine benefits, such as expanded acupuncture coverage, additional chiropractic visits, or wellness programs.

While most Medicare Advantage plans do not cover naturopathic doctors, some plans in certain states may offer limited coverage for alternative therapies. Check the plans available in your area for specific benefits.

Medigap plans only cover services that Original Medicare approves. Since Medicare does not cover naturopathic medicine, your Medigap plan will not cover it either. You will pay 100% out-of-pocket for naturopathic services.

However, Medigap does cover the cost-sharing for the limited alternative therapies that Medicare approves, such as the 20% coinsurance for covered acupuncture or chiropractic visits.

Medicare Part D does not cover naturopathic remedies, herbal supplements, or homeopathic medications. Part D only covers FDA-approved prescription drugs. Any naturopathic supplements or remedies must be paid for out-of-pocket.